The American housing crisis is a theft, not a shortage
Economics From the Top Down: Since Reagan, the US has been on a massive policy of redistributing wealth from the poor to the rich.
By returning this stolen money, the US housing crisis would evaporate. No, I’m not kidding. If the United States were to undo its experiment with rampant inequality and return the distribution of income to the levels found in 1970, the housing crisis would disappear.